diff --git a/backend/services/stripeWebhookService.js b/backend/services/stripeWebhookService.js
index 5411644..740b537 100644
--- a/backend/services/stripeWebhookService.js
+++ b/backend/services/stripeWebhookService.js
@@ -293,6 +293,127 @@ class StripeWebhookService {
       throw error;
     }
   }
+
+  /**
+   * Reconcile payout statuses for an owner by checking Stripe for actual status.
+   * This handles cases where the payout.paid webhook was missed or failed.
+   *
+   * Simplified approach: Since Stripe automatic payouts sweep the entire available
+   * balance, if there's been a paid payout after our transfer was created, our
+   * funds were included.
+   *
+   * @param {string} ownerId - The owner's user ID
+   * @returns {Object} - { reconciled, updated, errors }
+   */
+  static async reconcilePayoutStatuses(ownerId) {
+    const results = {
+      reconciled: 0,
+      updated: 0,
+      errors: [],
+    };
+
+    try {
+      // Find rentals that need reconciliation
+      const rentalsToReconcile = await Rental.findAll({
+        where: {
+          ownerId,
+          payoutStatus: "completed",
+          stripeTransferId: { [Op.not]: null },
+          bankDepositStatus: { [Op.is]: null },
+        },
+        include: [
+          {
+            model: User,
+            as: "owner",
+            attributes: ["stripeConnectedAccountId"],
+          },
+        ],
+      });
+
+      if (rentalsToReconcile.length === 0) {
+        return results;
+      }
+
+      logger.info("Reconciling payout statuses", {
+        ownerId,
+        rentalsCount: rentalsToReconcile.length,
+      });
+
+      // Get the connected account ID (same for all rentals of this owner)
+      const connectedAccountId = rentalsToReconcile[0].owner?.stripeConnectedAccountId;
+      if (!connectedAccountId) {
+        logger.warn("Owner has no connected account ID", { ownerId });
+        return results;
+      }
+
+      // Fetch recent paid payouts once for all rentals
+      const paidPayouts = await stripe.payouts.list(
+        { status: "paid", limit: 20 },
+        { stripeAccount: connectedAccountId }
+      );
+
+      if (paidPayouts.data.length === 0) {
+        logger.info("No paid payouts found for connected account", { connectedAccountId });
+        return results;
+      }
+
+      for (const rental of rentalsToReconcile) {
+        results.reconciled++;
+
+        try {
+          // Get the transfer to find when it was created
+          const transfer = await stripe.transfers.retrieve(rental.stripeTransferId);
+
+          // Find a payout that arrived after the transfer was created
+          const matchingPayout = paidPayouts.data.find(
+            (payout) => payout.arrival_date >= transfer.created
+          );
+
+          if (matchingPayout) {
+            await rental.update({
+              bankDepositStatus: "paid",
+              bankDepositAt: new Date(matchingPayout.arrival_date * 1000),
+              stripePayoutId: matchingPayout.id,
+            });
+
+            results.updated++;
+
+            logger.info("Reconciled rental payout status", {
+              rentalId: rental.id,
+              payoutId: matchingPayout.id,
+              arrivalDate: matchingPayout.arrival_date,
+            });
+          }
+        } catch (rentalError) {
+          results.errors.push({
+            rentalId: rental.id,
+            error: rentalError.message,
+          });
+
+          logger.error("Error reconciling rental payout status", {
+            rentalId: rental.id,
+            error: rentalError.message,
+          });
+        }
+      }
+
+      logger.info("Payout reconciliation complete", {
+        ownerId,
+        reconciled: results.reconciled,
+        updated: results.updated,
+        errors: results.errors.length,
+      });
+
+      return results;
+    } catch (error) {
+      logger.error("Error in reconcilePayoutStatuses", {
+        ownerId,
+        error: error.message,
+        stack: error.stack,
+      });
+      throw error;
+    }
+  }
 }
 
 module.exports = StripeWebhookService;