handling if owner disconnects their stripe account

backend/services/email/domain/PaymentEmailService.js

@@ -173,6 +173,46 @@ class PaymentEmailService {
     }
   }
 
+  /**
+   * Send notification when owner disconnects their Stripe account
+   * @param {string} ownerEmail - Owner's email address
+   * @param {Object} params - Email parameters
+   * @param {string} params.ownerName - Owner's name
+   * @param {boolean} params.hasPendingPayouts - Whether there are pending payouts
+   * @param {number} params.pendingPayoutCount - Number of pending payouts
+   * @returns {Promise<{success: boolean, messageId?: string, error?: string}>}
+   */
+  async sendAccountDisconnectedEmail(ownerEmail, params) {
+    if (!this.initialized) {
+      await this.initialize();
+    }
+
+    try {
+      const { ownerName, hasPendingPayouts, pendingPayoutCount } = params;
+
+      const variables = {
+        ownerName: ownerName || "there",
+        hasPendingPayouts: hasPendingPayouts || false,
+        pendingPayoutCount: pendingPayoutCount || 0,
+        reconnectUrl: `${process.env.FRONTEND_URL}/settings/payouts`,
+      };
+
+      const htmlContent = await this.templateManager.renderTemplate(
+        "accountDisconnectedToOwner",
+        variables
+      );
+
+      return await this.emailClient.sendEmail(
+        ownerEmail,
+        "Your payout account has been disconnected - Village Share",
+        htmlContent
+      );
+    } catch (error) {
+      console.error("Failed to send account disconnected email:", error);
+      return { success: false, error: error.message };
+    }
+  }
+
   /**
    * Send dispute alert to platform admin
    * Called when a new dispute is opened